Actuarial consulting & insurance expertise delivered by real people.
Every insurance business analyst, consultant and expert actuary on our team is not only skilled in what they do, they’re skilled at communicating it to our clients. Whether we’re working on a one-off project or an ongoing engagement, our dedicated team of professionals provide thoughtful, accurate assessments & advice that you can easily understand and quickly act on.

Joseph Allen
Manager | Data Services

Blake Beaudette
Manager | Statistical Reporting

Robert Berg, SCPM, CSSBB
Principal
Director | Operations & Technology Consulting

Robert Cericola
Director | Solution Development

Jennifer Choe, ASA, MAAA
Consulting Actuary

Teresa Cinelli
Manager | Statistical Reporting

Cyndi Cooper, ACAS, MAAA
Consulting Actuary

Susan Cornett, FLMI, AIRC, CFE
Manager | A&H Product Design

Michael J. Covert, FCAS, MAAA
Principal & Consulting Actuary

Christopher Curry
Manager | Statistical Reporting

Karen Barrett Daley, FCAS, MAAA
Principal & Consulting Actuary
Chief Operating Officer

Andrew Douglas, ACAS, MAAA
Senior Actuarial Consultant

Thomas Duvall, CLU, FLMI, AIRC
Senior Product Design Consultant

Muhammad A. Fahad, ACAS
Consulting Actuary

Denise Farnan, ACAS, MAAA
Principal & Consulting Actuary

Bruce Fatz, FCAS, MAAA
Consulting Actuary

Dean Ferdico
Principal
Director | Business Development

Gabriel Garcia, ACAS, MAAA
Senior Actuarial Consultant

Tanya Goerg, CPCU, ARC, AINS
Product Design Consultant

Michael Goldman, FCAS, MAAA
Senior Consulting Actuary

Vincent Ha, FCAS, MAAA
Consulting Actuary

Kyle Hales, ACAS, MAAA
Principal & Consulting Actuary

Julie Hall, ACAS, MAAA, CPCU
Consulting Actuary

Brett Horoff, ACAS, ASA, MAAA
Principal & Consulting Actuary
Director | Consulting Services

Jason Hudson
Principal
Director | Statistical Reporting Services

Laura Jennette, FLMI, AIRC
Manager | P&C Product Design

Diane Karis, AINS, CPCU
Principal
Director | Regulatory Compliance

Tigran Karsian
Chief Information Officer
Director | Software Development

Scott A. Knight
Managing Principal
Chief Sales Officer

Charles R. Lenz, ACAS, MAAA
Principal & Consulting Actuary

Brendan Leonard, ACAS, MAAA
Consulting Actuary

Adrienne Lewis, ACAS, MAAA
Consulting Actuary

Patrick Light
Principal
Director | Enterprise Software Solutions

Crystal London, FSA, MAAA
Consulting Actuary

Fernando “DJ” Lopez
Licensing Supervisor | Regulatory Compliance

Mollie Mason
Product Design Consultant

Dee Dee Mays, FCAS, MAAA
Principal & Chief Actuary

Mark Nawrath, PMP, MBA
Principal
Director | Account Management

Mitchell Paden, FCAS, MAAA
Senior Actuarial Consultant

Dana Pagliarulo, PMP, PMI-ACP
Senior Manager | Enterprise Software Solutions

Susie Pederson
Captive Manager

Ed Perne
Director of Human Resources

Judith D. Perr, ACAS, MAAA
Principal & Consulting Actuary
Chief Administrative Officer

Timothy B. Perr, ACAS, MAAA
Managing Principal
Chief Executive Officer

TJ Phillips, ACAS, MAAA
Actuarial Consultant

Lois Pimentel, AINS
Senior Product Design Consultant

Nadia Raynova, ACAS, MAAA
Senior Actuarial Consultant

Julie Russell, ACAS, MAAA
Consulting Actuary

Juliann Schiano
Product Design Consultant

Matt Smith
Manager | Statistical Reporting

Michele Sturgeon, AINS, API
Senior Product Design Consultant

Wendy Thompson, ACAS, MAAA
Senior Consulting Actuary

Casey Tozzi, FCAS, MAAA
Consulting Actuary

Felicia Usher
Manager of Statistical Reporting

James A. Vallee, FSA, MAAA
Consulting Actuary
Director of A&H Actuarial Consulting Services

Leslie Vernon, FCAS, MAAA
Senior Consulting Actuary

Scott D. Whitaker, MCM
Director | Product Design

Jessica Witvoet, API, AIS, AINS, AIT
State Filings Manager

Jeremiah Woods ACAS, MAAA, MBA
Data Scientist

Jody Yu
Manager | Finance
Services
ACTUARIAL CONSULTING
We are one of the top actuarial consulting firms in the United States. Our expert actuaries provide advice and insight for both property & casualty and accident & health lines of business.
Learn More >INSURANCE PRODUCT DEVELOPMENT
We help you design and develop competitive, profitable products and ensure you get to market quickly.
Learn More >REGULATORY COMPLIANCE
We handle filings for all lines of business in all jurisdictions. Our meticulous team of insurance filing experts gets it done right the first time, every time. We also provide all types of carrier and agency licensing as well as bureau circular monitoring services.
Learn More >STATE FILINGS
Accelerate your state filings today. When your internal resources are maxed out, tap into our expertise and bandwidth and let us show you what we can do to get your filings projects submitted and approved quickly.
Learn More >OPERATIONS & TECHNOLOGY CONSULTING
Our consultants provide expertise and guidance to optimize your operations and support your technology planning, decision-making and ongoing execution.
Learn More >STATISTICAL REPORTING & DATA SERVICES
We provide comprehensive statistical reporting and data management solutions for every type of insurance organization.
Learn More >USAGE BASED INSURANCE
Our end-to-end UBI solutions help you enhance your service to your customers while encouraging safer driving practices.
Learn More >RESOURCES, NEWS & EVENTS
2019 TRIA Reauthorization – Are You Compliant?
On December 20, 2019 President Donald J. Trump signed into law the Terrori...
Read More >New Jersey Order – Premium Refunds, Credits and Reductions in Response to COVID-19
On May 12, 2020, the New Jersey Department of Banking and Insurance (“DOBI”) issued ...
Read More >