NEWS ALERT! 2026 Homeowners Market Data Call — Submission Deadline Delayed by NAIC to July

The 2026 NAIC Homeowners Market Data Call was released esarlier in the year, with notification letters sent to carriers. The NAIC announced that the original June submission deadline was extended to mid-July, however they have advised that no further extensions will be granted. Have you filed your submission?

This year’s call introduces additional complexity, including:

• Expansion to include HO-4 and HO-6 experience
• A requirement to report eight (8) years of historical data (2018–2025)
• 38 new data elements – in comparison to the 2024 call – and a new section of the report dedicated to Mitigation Discounts.

Accordingly, some carriers that were not previously subject to reporting requirements may now be required to participate, while those that have participated in the past will face additional obligations to ensure compliance.

Additional details can be found here:
https://content.naic.org/industry/data-call/property-ho.htm

Data elements and definitions are available here:
https://content.naic.org/sites/default/files/industry-data-call-property-ho-definitions.pdf

Perr&Knight supported numerous companies in compiling and submitting the initial Homeowners Market Data Call in 2024. Given the expanded scope and increased reporting burden, we are well positioned to assist with data compilation, validation, and submission.

Reach out to Mark Nawrath (mnawrath@perrknight.com) to learn more about how we can help, even if your company has not yet submitted.