Read Rob’s response here to learn which critical questions organizations must ask themselves in order to address the three components of a solid business case.

A NEW USER EXPERIENCE
The new RateFilings.com features a completely redesigned user interface, which emphasizes ease-of-use and improves the overall user experience. We will continue to make similar improvements and welcome feedback regarding your user experience.

NEW AND UPDATED APPS
New Competitor Filing apps include Quick View 100 and Hot Filings, both designed to simplify the process of tracking competitor filings. New Product Management apps, including Product Pro Desktop and Product Planner, aid in the product management process. Finally, RateWatch will be updated to deliver reports in html format, replacing pdf downloads.

PROFESSIONAL, ENTERPRISE & UNLIMITED EDITIONS
Beginning January 5, 2013, RateFilings.com will be available in Professional, Enterprise and Unlimited Editions. Existing Basic Access users will be subscribed to the Professional Edition, Premier Access users will be subscribed to the Enterprise Edition, and Premier Access Platinum users will be subscribed to the Unlimited Edition.

SUPPORT
An updated user manual will be available on the new Support page to help you navigate the new user interface, and for guidance using the various RateFilings.com apps and site features. You can also contact us directly from the Support page if you have any questions.

LEARN MORE
Please join us for a webinar to learn more about these changes. Two dates are available for your convenience:

January 8, 2013 @ 10am PST:

January 11, 2013 @ 10am PST:

Special Guest: Harry Baumgartner of Bressler, Amery & Ross, P.C.
Sponsored by: Perr&Knight

This webinar will outline basic captive taxation issues including

• New Jersey premium tax structure
• Deductibility of premiums, reserves
• Qualifying as an insurance company for federal tax purposes
• Mini-captives under Internal Revenue Code
• Implications of Dodd-Frank Act

Title: New Jersey Captive Basic Taxation
Date: Tuesday, December 4, 2012
Time: 1:00 PM – 2:00 PM EST

After registering you will receive a confirmation email containing information about joining the Webinar.

System Requirements
PC-based attendees
Required: Windows® 7, Vista, XP or 2003 Server

Mac®-based attendees
Required: Mac OS® X 10.5 or newer

Mobile attendees
Required: iPhone®, iPad®, Android™ phone or Android tablet

Space is limited.
Reserve your Webinar seat now at:
https://www1.gotomeeting.com/register/318698608

Join Perr&Knight at the AICP 2012 Annual Conference to learn about the industry’s most comprehensive and effective suite of regulatory compliance services, including:

• State Filings
• Bureau Monitoring
• Product Design
• Licensing & Appointments
• Statistical Reporting

Representatives from Perr&Knight will be available at BOOTH 25 to demonstrate how we can help to optimize your organization’s compliance processes. Please contact us to schedule a meeting at the AICP 2012 Annual Conference. 

Compete to Win a Bottle of Pali Wine Pinot Noir
Visit our putting green at BOOTH 25 and compete to win a bottle of pinot noir courtesy of Pali Wine Co.

More about this conference from the VCIA’s website:

Make plans now to attend VCIA’s world-renowned captive insurance conference August 7-9, 2012! In its 27th year running, the VCIA conference has consistently delivered the highest quality captive education, expert panelists (many of whom are captive owners), and opportunities for connections with key industry players. The conference takes place in beautiful Burlington, Vermont, a vibrant small city nestled along Lake Champlain. CPE / CLE credit is available for seminar participation. This year VCIA is presenting more educational sessions than ever before. The three-day conference showcases a wide variety of topics and is appropriate for any level of captive experience – from those new to the industry to the most seasoned professional. Register today!

Why attend?

• Benefit from a domicile-neutral, two day conference, with panel debates and case studies
• Gain industry insights and predictions from risk managers and captive insurance experts
• Debate the big issues and changing regulations in the interactive panel sessions
• Network with other captive insurance professionals from across the United States
• Meet leading advisors and service providers at the accompanying free exhibition

Please use the promotional code EX9 to register for free at www.captiveliveusa.com. You can also click here to download an invitation. We look forward to seeing you there.

The Supreme Court of the United States’ decision to uphold the Affordable Care Act will greatly affect the future of major medical health insurance in this country.  There is tremendous revenue opportunity for insurers in the supplemental health care market in the immediate and long-term future.  For firms considering taking advantage of this growing market, the time to act is now.

Whether you’re in the early stages of exploring the supplemental health care market, you’re interested in what your competition is doing, or you’re planning to update your accident and health (A&H) products to remain competitive, Perr&Knight can help.  We are uniquely qualified and perfectly suited to assist property & casualty (P&C) companies with their supplemental health endeavors.

• We’re a one-stop shop.  Perr&Knight is the only firm of its kind offering a complete array of actuarial consulting, forms development, competitive intelligence and state filings services in all states and for all supplemental health products.  We can provide assistance to companies throughout the entire product development cycle from competitor/market analysis and initial product pricing all the way to rate, rule and form filing support and product implementation.  We can be ‘plugged’ into any or all components of the product development process to fit your unique needs.

• Our consultants speak both P&C and A&H.  We understand and can address the unique challenges faced by P&C companies as they enter the supplemental health market, from a lack of in-house expertise to differing terminology to resource constraints.  In addition, because our staff includes both P&C and health consulting actuaries, product design consultants and state filings analysts, we are able to fully support hybrid products containing both P&C and A&H components such as Travel Insurance and Medical Excess Stop Loss.

• Our experience is wide-ranging, recent and relevant.  We have recently developed and launched several nationwide supplemental health products for our clients including Disability Income, Critical Illness, Major Medical Gap Coverage, Limited Medical Indemnity, Short Term Medical, Travel Accident, and AD&D.  As a result, we’re tuned into the current marketplace and regulatory climate.

For more information, please download the following brochure:

Accident and Health Product Development

Contact Kristy Greco for assistance with your supplemental health products, or any questions you might have.

PHONE: 352.222.0083
E-MAIL: kgreco@perrknight.com
WEB: PerrKnight.com

Evidence shows insurers may not have been properly prepared for our last major hard market, based on the staggering losses companies experienced. Four of the six largest underwriting losses in the history of the U.S. P&C insurance industry occurred during 1999-2002, with cumulative underwriting losses reaching $138 billion.

The commercial insurance market appears to be hardening again. The 2012 Risk and Finance Manager Survey found that nearly two-thirds (63 percent) of survey participants were either seriously or moderately concerned over a hardening P&C insurance market. Another one-third (32 percent) expressed slight concern.

Instead of just being concerned, take action. With the P&C market likely to continue hardening in 2012 and into 2013, it is imperative for insurance companies to stay ahead of the market and proactively manage the rates of their books of business.  Perr&Knight is available and ready to assist with those reviews, as well as the preparation and submission of rate filings.

We take specific interest in commercial analysis, including these lines of business, among others:

• Commercial Auto
• Commercial Property (Fire, Allied Lines, and Inland Marine)
• Commercial Multi-Peril
• Medical Malpractice
• General Liability
• Professional Liability
• Product Liability

Perr&Knight annually submits thousands of filings and is experienced in every line of business and in all states.  We are among the top ten largest P&C actuarial consulting firms in North America, with skilled actuaries available to review program experience, analyze industry trends, recommend changes, and prepare filing packages. We are experts at submitting filings with a proven track record of receiving approvals, even in highly regulated states such as California, Florida, New York, and Washington.

If you’re interested in staying ahead of the market, Perr&Knight can help get you there. For more information, please download the following brochures:

• Actuarial Consulting for Insurance Companies
• State Filings Brochure

Contact Kristy Greco to get started.

PHONE: 352.222.0083
E-MAIL: kgreco@perrknight.com
WEB: Click Here